Top 6 Online Money Earning Apps – Best of 2022.

Earning Apps to make money fast

Kashif Ali
5 min readSep 20, 2022

I never mulled over bringing in cash from my phone. Quick forward to the time of cell phones, and it began to seem OK. Today, it’s astounding that making some side money from the center of my hand is so natural
If you’re looking for new ways to make extra money, you’ll want to check out the

Top 6 money earning apps.

There are more than 6 apps that can earn you money but I wanted to point out the Online Money Earning Apps to make money fast.

You can also check out the highest paying apps to make sure you’re making the most money for your time.

This list includes Online Money Earning Apps for Android phones and IOS.

I personally earn money from the top 5 Online Money Earning Apps in this list and will also share with you 1 other legitimate money-earning apps through people I’ve interviewed and testimonials.

The Top 6 Online Money Earning Apps that Make You the Most Money
Download each of one these legit apps to make money from your phone! I truly believe that these are the best apps to make money fast, even as a busy mom.

1. Rakuten
Rakuten is one of my favorite
best Online Money Earning Apps because you get cash back for things you’re going to buy anyway, as long as you do it through their app. How? Stores pay Rakuten a commission for sending customers to their store. Rakuten splits that commission with you, so you both win.

I’ve made over $500 from shopping online through Rakuten and referring friends.

When I know I want to purchase something and I don’t need it right away, I buy it online (if shipping is free) to take advantage of my Rakuten perks.

I have a nice check of $265 on the way! This is the best Android app for earning money, and it’s now available on IOS!

If you use my link to sign up with Rakuten, you get $30 when you spend at least $30 online.

2. Dosh
Dosh is a must-have cash back app
, I absolutely LOVE it. It’s all passive income since all you need to do is link your credit/debit card and it will automatically give you cash back when you shop, eat, travel, and more at participating local and national merchants.

I forgot I had this app, and I was out to dinner with my husband for our anniversary and received this email after we paid:

And this keeps happening when I use my credit card at participating merchants!

I’ve made $75 with this app from using my card at participating stores and referring friends.

3. Ibotta
Ibotta is another app that allows you to get cashback for items you
buy anyway. I LOVE this app.

Here’s How It Works:

Download the Ibotta App and before you shop, add offers on products you normally purchase anyway.
Buy the products you selected at any participating store. Don’t forget your receipt!
Redeem your offers by taking a photo of your receipt. Ibotta will match the items you bought to the offers you selected and give you the cash!
Your cashback will be deposited into your Ibotta account within 48 hours.

I’ve made $105.53 so far from a combination of shopping and referring friends. If you tell your friends to sign up they get $10 and you get $5!

4. Acorns
Acorns is a neat money earning app to get you to start micro-investing. It rounds up your purchases to the nearest dollar and invests the difference on your behalf.

For example, if you buy a coffee for $1.75, Acorns will round it up to $2.00 and automatically invest $.25 in “smart portfolios”.

You can link as many credit or debit cards as you like and put your “change” to work for you in a low-cost ETF.

I recently downloaded this app and made over $50 without even noticing. There are no fees associated with withdrawing, just keep in mind that it may be more of a tax implication for the following year.

5. Swagbucks
Swagbucks is another app for earning money that will pay you to take surveys, watch videos, search the web, refer friends and test products. This app won’t make you rich but it’s an easy way to make some extra money.

I’ve recently downloaded this app and I’m at 477 SB (Swagbucks). If you sign up with my referral link you’ll already beat me with the $5 sign-up bonus. I could get a $5 Amazon Gift card (1 SB = 1 cent) with this amount but I plan on doing the things mentioned above which will help me earn $50-$100 a month.

If you want to make more money with surveys check out Survey Junkie and PrizeRebel, these are the only survey sites I recommend.

6. HealthyWage
HealthyWage is a money earning app supported by the Government to incentivize people to lose weight by putting their own money at risk with the potential to earn up to $10,000!

Here’s How It Works:

Start with the HealthyWage Prize Calculator. Enter how much weight you want to lose, how long you’ll take to lose it, and how much you want to bet a month for that period of time.
The calculator determines your prize amount, up to $10,000. You can play around with the calculator until you get your desired prize amount.
Sign up and agree to pay the monthly amount for the duration of the challenge.
Achieve your weight-loss goal, and win your prize!
If you don’t hit your goal, your money goes to support HealthyWage, including prizes for others who achieve their goals.

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Kashif Ali

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